:root {
  --navy: #1a2b3c;
  --navy-2: #223649;
  --gold: #c5a059;
  --gold-2: #ddbd7c;
  --ink: #1a1c1a;
  --muted: #5d6676;
  --cream: #f0efec;
  --line: #e4ded2;
  --serif: "Playfair Display", Georgia, serif;
  --sans: "Libre Franklin", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font: 18px/1.65 var(--sans); color: var(--ink); background: #faf9f6; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; display: block; }
a { color: var(--navy-2); }
h1, h2, h3, h4 { font-family: var(--serif); color: var(--navy); line-height: 1.15; margin: 0 0 14px; font-weight: 700; }
h1 { font-size: clamp(42px, 6vw, 68px); color: #fff; }
h1 span { color: var(--gold-2); }
h2 { font-size: clamp(32px, 4vw, 46px); }
h3 { font-size: 21px; font-family: var(--sans); font-weight: 700; }
p { margin: 0 0 14px; }
svg { width: 20px; height: 20px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; flex: none; }
.wrap { max-width: 1160px; margin: 0 auto; padding: 0 16px; }
.narrow { max-width: 820px; }
.section { padding: 100px 0; }
.cream { background: var(--cream); }
.navy { background: var(--navy); color: #fff; }
.head { max-width: 680px; margin-bottom: 48px; }
.head.center { text-align: center; margin: 0 auto 48px; }
.head p { color: var(--muted); font-size: 19px; }

/* Header */
.top { position: sticky; top: 0; z-index: 20; background: var(--navy); }
.nav { display: flex; align-items: center; justify-content: space-between; height: 76px; gap: 20px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.mark { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 8px; background: var(--gold); color: var(--navy); font-family: var(--serif); font-weight: 800; font-size: 15px; letter-spacing: .04em; }
.brand-text { display: grid; line-height: 1.15; }
.name { font-family: var(--serif); font-weight: 700; font-size: 20px; color: #fff; }
.tag { font-size: 10.5px; font-weight: 600; letter-spacing: .18em; text-transform: uppercase; color: var(--gold); }
.links { display: flex; gap: 30px; }
.links a { color: rgba(255,255,255,.85); text-decoration: none; font-size: 15px; font-weight: 500; }
.links a:hover { color: var(--gold-2); }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; padding: 16px 26px; border-radius: 4px; font: 600 17px/1 var(--sans); text-decoration: none; border: 2px solid transparent; cursor: pointer; transition: background .2s, transform .2s, color .2s; }
.btn:hover { transform: translateY(-1px); }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--gold-2); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-2); }
.btn-outline { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn-outline:hover { background: var(--navy); color: #fff; }
.btn-outline-light { border-color: rgba(255,255,255,.6); color: #fff; background: transparent; }
.btn-outline-light:hover { background: rgba(255,255,255,.1); }
.btn-sm { padding: 11px 18px; font-size: 14px; }
.btn-full { width: 100%; }

/* Hero */
.hero { position: relative; overflow: hidden; background: var(--navy); }
.hero-bg { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(19,34,59,.96) 0%, rgba(19,34,59,.82) 50%, rgba(19,34,59,.45) 100%), url("https://images.unsplash.com/photo-1514415008039-efa173293080?w=2000&q=80&auto=format&fit=crop") center 30% / cover no-repeat; }
.hero-inner { position: relative; padding: 120px 16px 72px; }
.lede { color: rgba(255,255,255,.82); font-size: 19px; max-width: 560px; margin-bottom: 36px; }
.hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }
.stats { display: flex; gap: 56px; margin-top: 72px; padding-top: 28px; border-top: 1px solid rgba(255,255,255,.15); flex-wrap: wrap; }
.stats strong { display: block; font-family: var(--serif); font-size: 32px; color: #fff; }
.stats span { font-size: 12px; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: rgba(255,255,255,.6); }

/* Trust bar */
.trustbar { background: var(--navy-2); border-top: 1px solid rgba(255,255,255,.06); }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; padding: 22px 16px; }
.trust-grid span { display: flex; align-items: center; justify-content: center; gap: 10px; color: rgba(255,255,255,.9); font-size: 14px; font-weight: 600; }
.trust-grid svg { color: var(--gold); }

/* Carriers */
.carriers { background: var(--navy-2); padding: 96px 0 72px; overflow: hidden; }
.carriers h2 { color: #fff; }
.carriers .head p { color: rgba(255,255,255,.75); }
.marquee { overflow: hidden; padding: 8px 0; -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); }
.track { display: flex; gap: 16px; width: max-content; animation: scroll 40s linear infinite; }
.marquee.reverse .track { animation-direction: reverse; animation-duration: 46s; }
.marquee:hover .track { animation-play-state: paused; }
.tile { flex: none; width: 210px; height: 104px; background: #fff; border-radius: 10px; display: grid; place-content: center; text-align: center; gap: 6px; padding: 12px; }
.tile b { font-size: 17px; color: var(--navy); letter-spacing: -.01em; }
.tile small { font-size: 11px; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); }
@keyframes scroll { to { transform: translateX(calc(-50% - 8px)); } }
.carrier-note { text-align: center; color: rgba(255,255,255,.6); font-size: 13px; margin: 28px 16px 0; }

/* Paths */
.paths { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.path { border-radius: 12px; padding: 44px 40px; }
.path.dark { background: var(--navy); color: rgba(255,255,255,.82); }
.path.dark h3 { color: #fff; }
.path.light { background: #fff; border: 1px solid var(--line); color: var(--muted); }
.path h3 { font-family: var(--serif); font-size: 30px; }
.path-icon { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 8px; margin-bottom: 24px; }
.dark .path-icon { background: rgba(255,255,255,.08); color: var(--gold); }
.light .path-icon { background: var(--cream); color: var(--navy); }
.ticks { list-style: none; padding: 0; margin: 20px 0 32px; display: grid; gap: 10px; }
.ticks li { display: flex; gap: 10px; }
.ticks li::before { content: "✓"; color: var(--gold); font-weight: 700; }
.light .ticks li { color: var(--ink); }
.light .ticks li::before { color: var(--navy); }

/* How */
.how { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.timeline { list-style: none; padding: 0; margin: 36px 0 36px; }
.timeline li { display: grid; grid-template-columns: 40px 1fr; gap: 24px; position: relative; padding-bottom: 32px; }
.timeline li:not(:last-child)::before { content: ""; position: absolute; left: 19px; top: 44px; bottom: 4px; width: 2px; background: var(--line); }
.dot { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; border: 2px solid var(--line); background: #fff; font-family: var(--serif); font-weight: 700; color: var(--navy); }
.timeline li:first-child .dot { background: var(--navy); border-color: var(--navy); color: var(--gold); }
.timeline h3 { font-size: 19px; margin-bottom: 6px; }
.timeline p { color: var(--muted); margin: 0; }
.how-photo img { width: 100%; aspect-ratio: 4 / 5; object-fit: cover; border-radius: 12px; box-shadow: 0 30px 60px rgba(19,34,59,.15); }

/* Plans */
.plan-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.plan { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 32px; display: flex; flex-direction: column; transition: transform .2s, box-shadow .2s; }
.plan:hover { transform: translateY(-3px); box-shadow: 0 20px 40px rgba(19,34,59,.08); }
.plan p { color: var(--muted); flex: 1; }
.plan a { color: var(--navy); font-weight: 700; text-decoration: none; font-size: 15px; }
.plan a:hover { color: var(--gold); }
.plan-dark { background: var(--navy); border-color: var(--navy); }
.plan-dark h3 { color: #fff; }
.plan-dark p { color: rgba(255,255,255,.75); }
.plan-dark a { color: var(--gold); }

/* CTA band */
.cta-band { background: var(--gold); text-align: center; padding: 80px 0; }
.cta-band h2 { color: var(--navy); }
.cta-band p { color: var(--navy); font-size: 19px; margin-bottom: 28px; }
.cta-band .btn-gold { background: var(--navy); color: #fff; }
.cta-band .btn-gold:hover { background: var(--navy-2); }

/* Why */
.why-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.why-grid article { padding: 32px 28px; border-radius: 12px; background: #fff; border: 1px solid var(--line); }
.why-grid p { color: var(--muted); margin: 0; }
.why-grid h3 { font-size: 18px; }
.why-icon { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 8px; background: var(--navy); color: var(--gold); margin-bottom: 20px; }

/* Benefits */
.benefits { display: grid; grid-template-columns: 1.3fr 1fr; gap: 64px; align-items: center; }
.navy h2 { color: #fff; }
.sub { color: rgba(255,255,255,.75); font-size: 18px; max-width: 560px; }
.perk-list { list-style: none; padding: 0; margin: 36px 0 0; display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.perk-list h3 { color: var(--gold-2); font-size: 17px; margin-bottom: 6px; }
.perk-list p { color: rgba(255,255,255,.7); margin: 0; font-size: 15px; }
.benefit-card { background: #fff; border-radius: 12px; padding: 40px; color: var(--muted); }
.benefit-card h3 { font-family: var(--serif); font-size: 26px; }
.benefit-card .btn { margin: 12px 0 14px; }
.benefit-card small { font-size: 13px; }

/* FAQ */
details { background: #fff; border: 1px solid var(--line); border-radius: 10px; padding: 0 24px; margin-bottom: 12px; }
summary { cursor: pointer; padding: 20px 0; font-weight: 700; color: var(--navy); list-style: none; display: flex; justify-content: space-between; gap: 16px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; font-size: 22px; line-height: 1; color: var(--gold); }
details[open] summary::after { content: "–"; }
details p { color: var(--muted); padding-bottom: 20px; margin: 0; }

/* Contact */
.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 64px; align-items: start; }
.contact-copy > p { color: var(--muted); font-size: 18px; }
.alt { font-size: 16px !important; }
.form { background: #fff; border: 1px solid var(--line); border-top: 4px solid var(--gold); border-radius: 12px; padding: 36px; box-shadow: 0 24px 48px rgba(19,34,59,.08); display: grid; gap: 16px; }
.row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form label { display: grid; gap: 6px; font-size: 14px; font-weight: 600; color: var(--navy); }
.form input, .form textarea, .form select { font: 400 16px/1.4 var(--sans); padding: 13px 14px; border: 1px solid #d3ccbd; border-radius: 6px; width: 100%; background: #fff; color: var(--ink); }
.form input:focus, .form select:focus { outline: 2px solid var(--gold); border-color: var(--gold); }
.form .consent { display: flex; gap: 10px; align-items: flex-start; font-size: 12px; font-weight: 400; color: var(--muted); line-height: 1.5; }
.form .consent input { width: auto; margin-top: 3px; }
.hp { position: absolute; left: -9999px; }

/* Footer */
.foot { background: var(--navy); color: rgba(255,255,255,.7); padding: 72px 0 32px; font-size: 15px; }
.foot-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr; gap: 40px; }
.foot-brand p { margin-top: 18px; max-width: 320px; }
.foot h4 { font-family: var(--sans); color: var(--gold); font-size: 12px; letter-spacing: .18em; text-transform: uppercase; margin-bottom: 16px; }
.foot-grid > div:not(.foot-brand) { display: grid; gap: 10px; align-content: start; }
.foot a { color: rgba(255,255,255,.85); text-decoration: none; }
.foot a:hover { color: var(--gold-2); }
.legal-note { border-top: 1px solid rgba(255,255,255,.12); margin-top: 48px; padding-top: 24px; font-size: 12.5px; color: rgba(255,255,255,.55); }
.legal-note p { margin-bottom: 8px; }

/* Inner pages (privacy, thanks) */
.legal { padding: 72px 16px 96px; max-width: 820px; }
.legal h1 { color: var(--navy); font-size: clamp(38px, 5vw, 54px); }
.legal h2 { font-size: 26px; margin-top: 32px; }
.legal p, .legal li { color: var(--muted); }

/* Mobile */
@media (max-width: 960px) {
  .links { display: none; }
  .trust-grid, .carrier-grid { grid-template-columns: 1fr 1fr; }
  .paths, .how, .benefits, .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .plan-grid { grid-template-columns: 1fr 1fr; }
  .why-grid { grid-template-columns: 1fr 1fr; }
  .foot-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  .section { padding: 72px 0; }
  .hero-inner { padding: 72px 16px 56px; }
  .stats { gap: 28px; margin-top: 48px; }
  .trust-grid, .plan-grid, .why-grid, .perk-list, .row, .foot-grid { grid-template-columns: 1fr; }
  .trust-grid span { justify-content: flex-start; }
  .path { padding: 32px 24px; }
  .form { padding: 24px 18px; }
  .name { font-size: 17px; }
  .tag { display: none; }
  .btn-sm { display: none; }
}

/* Header on scroll */
.top { transition: box-shadow .3s; }
.top.scrolled { box-shadow: 0 8px 24px rgba(0,0,0,.25); }

/* Animations */
.rise { opacity: 0; transform: translateY(24px); animation: rise .9s cubic-bezier(.2,.7,.2,1) forwards; }
.reveal { opacity: 0; transform: translateY(32px); transition: opacity .8s cubic-bezier(.2,.7,.2,1), transform .8s cubic-bezier(.2,.7,.2,1); }
.reveal.in { opacity: 1; transform: none; }
.d1 { animation-delay: .15s; transition-delay: .12s; }
.d2 { animation-delay: .3s; transition-delay: .24s; }
.d3 { animation-delay: .45s; transition-delay: .36s; }
@keyframes rise { to { opacity: 1; transform: none; } }
.hero-bg { animation: zoom 18s ease-out forwards; }
@keyframes zoom { from { transform: scale(1.08); } to { transform: scale(1); } }
@media (prefers-reduced-motion: reduce) {
  .rise, .reveal { opacity: 1; transform: none; animation: none; transition: none; }
  .track, .hero-bg { animation: none; }
}

/* Extras */
.how-photo { position: relative; }
.float-card { position: absolute; left: -24px; bottom: 32px; max-width: 260px; background: #fff; border-radius: 10px; padding: 18px 20px; box-shadow: 0 20px 40px rgba(19,34,59,.18); display: grid; gap: 4px; }
.float-card strong { font-size: 11px; letter-spacing: .16em; text-transform: uppercase; color: var(--gold); }
.float-card span { font-size: 15px; color: var(--navy); font-weight: 600; line-height: 1.4; }
.plan-icon { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 8px; background: var(--cream); color: var(--navy); margin-bottom: 20px; }
.plan-dark .plan-icon { background: rgba(255,255,255,.08); color: var(--gold); }
.bigstats { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: 56px; background: var(--navy); border-radius: 12px; padding: 36px 24px; text-align: center; }
.bigstats div + div { border-left: 1px solid rgba(255,255,255,.12); }
.bigstats strong { display: block; font-family: var(--serif); font-size: 40px; color: var(--gold-2); line-height: 1.1; }
.bigstats span { font-size: 12px; font-weight: 600; letter-spacing: .16em; text-transform: uppercase; color: rgba(255,255,255,.65); }
.booking { background: #fff; border: 1px solid var(--line); border-top: 4px solid var(--gold); border-radius: 12px; overflow: hidden; box-shadow: 0 24px 48px rgba(19,34,59,.08); }
.booking iframe { display: block; width: 100%; height: 720px; border: 0; }
@media (max-width: 960px) {
  .float-card { left: 12px; }
  .bigstats { grid-template-columns: 1fr 1fr; gap: 24px 0; }
  .bigstats div:nth-child(3) { border-left: 0; }
}

/* Cleaner pass */
.section { padding: 112px 0; }
.head { margin-bottom: 56px; }
.group-label { font-size: 12px; font-weight: 700; letter-spacing: .2em; text-transform: uppercase; color: var(--gold); margin: 0 0 18px; }
.plan-grid.four { grid-template-columns: repeat(4, 1fr); }
.plan { padding: 28px; }
.plan h3 { font-size: 19px; }
.plan p { margin: 0; }
.center-cta { text-align: center; margin-top: 56px; }
.trust-grid span { font-weight: 500; }
.why-grid article { background: transparent; border: 0; border-top: 2px solid var(--gold); border-radius: 0; padding: 28px 4px 0; }
.carriers { padding: 96px 0 64px; }
@media (max-width: 960px) { .plan-grid.four { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .plan-grid.four { grid-template-columns: 1fr; } }
.book-alt { text-align: center; color: var(--muted); margin-top: 24px; }

/* Clear Choice parity */
.cta-band { background: radial-gradient(700px 300px at 50% 50%, #26405a, var(--navy)); }
.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(255,255,255,.75); }
.cta-band .btn-gold { background: var(--gold); color: var(--navy); }
.cta-band .btn-gold:hover { background: var(--gold-2); }
.why { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.why-sub { color: var(--muted); font-size: 19px; }
.why-list { list-style: none; padding: 0; margin: 32px 0 0; display: grid; gap: 22px; }
.why-list li { display: grid; grid-template-columns: 30px 1fr; gap: 14px; }
.chk { display: grid; place-items: center; width: 30px; height: 30px; border-radius: 50%; background: #e3e1dc; color: var(--navy); }
.chk svg { width: 14px; height: 14px; stroke-width: 3; }
.why-list h3 { font-size: 18px; margin-bottom: 4px; }
.why-list p { color: var(--muted); margin: 0; font-size: 16px; }
.stat-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.stat-cards div { background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: 32px 16px; text-align: center; }
.stat-cards strong { display: block; font-family: var(--serif); font-size: 40px; color: var(--navy); line-height: 1.1; }
.stat-cards span { font-size: 12px; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); }
.benefits-head { max-width: 640px; margin-bottom: 48px; }
.benefits-head p { color: var(--muted); font-size: 19px; }
.benefits { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: start; }
.perk-cards { list-style: none; padding: 0; margin: 0 0 32px; display: grid; gap: 16px; }
.perk-cards li { display: grid; grid-template-columns: 44px 1fr; gap: 16px; background: #fff; border: 1px solid var(--line); border-radius: 8px; padding: 18px 18px; }
.perk-icon { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 8px; background: var(--cream); color: var(--navy); }
.perk-cards h3 { font-size: 17px; margin-bottom: 4px; }
.perk-cards p { color: var(--muted); margin: 0; font-size: 15px; }
.benefit-panel { background: radial-gradient(600px 400px at 30% 0%, #26405a, var(--navy)); border-radius: 8px; padding: 48px; color: rgba(255,255,255,.75); }
.benefit-panel h3 { color: #fff; font-family: var(--serif); font-size: 26px; line-height: 1.25; }
.panel-row { display: flex; justify-content: space-between; align-items: center; gap: 12px; background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1); border-radius: 8px; padding: 20px 24px; margin-top: 14px; font-size: 15px; }
.panel-row b { font-family: var(--serif); color: var(--gold); font-size: 20px; }
.benefit-panel small { display: block; margin-top: 16px; font-size: 13px; color: rgba(255,255,255,.5); }
.book { background: radial-gradient(900px 500px at 50% 0%, #26405a, var(--navy)); }
.book h2 { color: #fff; }
.book .head p { color: rgba(255,255,255,.75); }
.book .booking { border: 0; border-radius: 8px; padding: 20px; }
.book .book-alt { color: rgba(255,255,255,.7); }
.book .book-alt a { color: var(--gold); }
@media (max-width: 960px) { .why, .benefits { grid-template-columns: 1fr; gap: 40px; } .benefit-panel { padding: 32px 24px; } }
@media (max-width: 640px) {
  .hero-bg { background: linear-gradient(180deg, rgba(26,43,60,.9) 0%, rgba(26,43,60,.82) 60%, rgba(26,43,60,.95) 100%), url("https://images.unsplash.com/photo-1514415008039-efa173293080?w=1200&q=80&auto=format&fit=crop") 72% center / cover no-repeat; }
  .stats { gap: 24px 36px; }
}